by freelesson | Jul 1, 2017 | Creditors
Even if you owe the money, there are some actions that a debt collector cannot take pursuant to the Fair Debt Collect Practices Act. A debt collector may only contact you between the hours of 8:00 am and 9:00 pm. The debt collector may not contact you at work also. A...
by freelesson | Jan 5, 2017 | Bankruptcy
Property that is generally not part of the bankruptcy estate is property that the bankruptcy trustee cannot take to pay your creditors. That property is generally: Retirement and pension accounts. Property pledged as collateral. Employer contributions made for the...
by freelesson | Jan 2, 2017 | Automatic Stay, Bankruptcy
Upon the filing of your Chapter 7 or 13 Bankruptcy, an automatic stay goes into place which means that most creditors are prohibited from taking any action to collect a debt that you owe. If a creditor tries to collect a debt in violation of the automatic stay then...
