Will I Lose My Home If I File For Bankruptcy?

Will I Lose My Home If I File For Bankruptcy?

Whеn gіvеn a сhоісе, mаnу debtors рrеfеr fіlіng Chарtеr 7 bаnkruрtсу bесаuѕе it dіѕсhаrgеѕ thе mоѕt debt. Hоwеvеr, a dеbtоr must ԛuаlіfу...

Benefits of a Chapter 13 Bankruptcy

Are you receiving letters and phone calls from collectors on a frequent basis? Are the bills stacking up with no end of relief in sight? Are you skipping payments just to survive? Filing of Utah Chapter 13 Bankruptcy may be the solution you are...

What Actions Must a Debt Collector Avoid

Even if you owe the money, there are some actions that a debt collector cannot take pursuant to the Fair Debt Collect Practices Act.

  1. A debt collector may only contact you between the hours of 8:00 am and 9:00 pm. The debt collector...

Can I Discharge my tax debts in a Chapter 7 Bankruptcy?

As a general rule, tax debts are not dischargeable in bankruptcy. However, there are limited circumstances when a debtor may bankrupt their tax debt. The following must occur:

  1. The tax is income based;
  2. The taxes are more...

What is the automatic stay?

Upon the filing of your Chapter 7  or 13 Bankruptcy, an automatic stay goes into place which means that most creditors are prohibited from taking any action to collect a debt that you owe. If a creditor tries to collect a debt in violation of...