Even if you owe the money, there are some actions that a debt collector cannot take pursuant to the Fair Debt Collect Practices Act.
- A debt collector may only contact you between the hours of 8:00 am and 9:00 pm. The debt collector...
What is the automatic stay?
Upon the filing of your Chapter 7 or 13 Bankruptcy, an automatic stay goes into place which means that most creditors are prohibited from taking any action to collect a debt that you owe. If a creditor tries to collect a debt in violation of...