Debt is stressful — kind of scary, too.
Though it’s all rough, one of the worst things about being in debt is dealing with the creditors. Harassing, dismissive, pushy, we’ve heard it all about these people whose job it is to collect. For many of those who owe money, it can get to the point where a ringing phone can trigger a bout of terror when thinking of who could be on the other end of the line.
You might be in debt, but you don’t have to live in fear.
We’ve helped many clients get their peace of mind back by filing for bankruptcy. That might sound a little counter-intuitive — after all, we understand some perceive bankruptcy as a kind of failure. But from our work with people who find themselves in debt, we hear plenty of stories of financial hardship from sheer misfortune, from illness, accident or personal loss.
Even with that aside, filing for bankruptcy can be a smart financial decision under certain circumstances. For starters, it can put a swift end to dealing with creditor harassment. The process includes a legal provision known as an automatic stay, a kind of court order that prohibits creditors from contacting you directly on debt included in your bankruptcy case.
In the event that you get a call or other unwanted contact from these collectors, you can simply refer them to us and we’ll field their inquiries as we’re handling your case.
Looking for more information? Our website puts a wealth of resources right at your fingertips. Our initial consultation is free of charge to you, so please don’t hesitate to call if financial burdens are causing you undue stress.