Student Loans in a Chapter 13 Bankruptcy

When you file for Utah Chapter 13 Bankruptcy instead of Utah Chapter 7 Bankruptcy, you agree to repay a portion of your debts under court supervision for three to five years.  Upon the filing of your Utah Chapter 13 Bankruptcy, an automatic stay goes into place which prevents your student loan lenders from collecting on the loan until your bankruptcy is discharged.  Each month, you give your bankruptcy trustee all your extra income, and the trustee divides that money among all your creditors.

Unless you pay all your debts in full during your Utah Chapter 13 Bankruptcy, you will still have your student loan payments after your Utah Chapter 13 Bankruptcy plan ends.

The laws surrounding student loans and Utah Chapter 13 Bankruptcy are complicated and fact specific.  Please call me at (801) 432-8682  to discuss your options and whether a Utah Chapter 13 Bankruptcy will discharge your student loans.

bankruptcy lawyer
Bankruptcy Attorney
Ryan E. Simpson
8839 S. Redwood Road, Suite C2
West Jordan, Utah 84088
United States
Telephone: (801) 432-8682
Ryan E. Simpson
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