Are you tired of juggling minimum balances between cards and skipping payments, only to get tagged with a high late fee or penalty? Are you struggling to pay the minimum monthly payments on your credit cards? The truth is, the deck is stacked against you ever fully repaying your debt. The fact is that the credit card companies do not want you to. They are looking forward to decades of interest payments, late fees and penalties.
Law Offices of Ryan E. Simpson, P.C., located in West Jordan, Utah is ready to help you get out from under the heavy burden of credit card debt. We are ready to answer your questions about:
- Bankruptcy myths
- What will your life be like after bankruptcy
- What happens during the bankruptcy process
- Can you get rid of credit card debt and keep your house? (YES!)
- What assets can you protect?
- Types of Bankruptcy
Utah Chapter 7 Bankruptcy is the most popular type of bankruptcy for people mired in heavy credit card debt and unsecured loans. In most circumstances, Chapter 7 Bankruptcy will allow you to completely eliminate your credit card debt. Some types of debt, such as student loans, cannot be discharged.
Utah Chapter 13 Bankruptcy is a debt restructuring plan supervised by the bankruptcy courts. All of your credit card debt, student loans, back-taxes and other debt can be lumped into a single, affordable repayment plan that can extend the period or repayment and save you thousands of dollars in interest payments and fees that would otherwise go to the credit card companies.
What About a Debt Settlement and Loan Modification Companies?
Be careful dealing with companies that will promise you the world. In most cases, they will look out after their own financial interests first, and end up doing very little for you. When you hire an attorney, we are ethically and legally obligated to do everything possible to vigorously protect your financial interests and rights. At Law Offices of Ryan E. Simpson, P.C., you get experienced and knowledgeable representation and personalized service from your own legal counsel. Credit card companies and collection agencies are required to deal directly with us.
Contact our offices in Salt Lake County today for a free consultation. Let us fight for your rights.
To find out if you are eligible for bankruptcy relief in Utah or if you have any questions about the services we provide, contact us by Phone at (801) 432-8682 or email.